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KittyTabs

Cut household bill-splitting disputes by turning shared expenses into one transparent, auto-reconciled ledger.

fintechexpense-sharingmobile-appfullstackux-design

Project Snapshot

Client
Confidential
Industry
Finance
Platform
iOS & Android
Timeline
4 months
Our Role
Full-stack development + UI/UX design

The Challenge

A group of roommates-turned-founders kept running into the same argument every month: who paid the internet bill, who covered groceries, and who still owed whom. Their makeshift system of spreadsheets and group chat IOUs was error-prone and impossible to audit once more than two or three people shared a household. They wanted a dedicated app that could formalize a shared "kitty" — a pooled household account — without forcing anyone to use a joint bank account.

The core pain point was trust and transparency. Without a single source of truth, disputes over who fronted money for a bill or deposit dragged on for days, and reconciling a full month of expenses meant manually combing through messages. This created real friction between housemates and, anecdotally, was cited as a reason some shared-living arrangements broke down entirely.

There was also a business cost to inaction: the founders had validated the idea informally across multiple shared houses but had no way to scale the concept beyond their own circle. Every day without a shippable product was a missed opportunity to capture a very common, recurring pain point in shared living and co-tenancy.

On the technical side, the team had only rough wireframes and no backend. They needed a partner who could take a scrappy concept — "houses," "members," "entries" — and turn it into a real multi-tenant financial ledger with proper permissions, without over-engineering it for what was still an early-stage consumer product.

Our Solution

iMobdev approached KittyTabs as a lightweight ledger product first, chat app second. The central metaphor — a "house" that members join or create, then log shared money movements into — became the backbone of the data model, with each house acting as an isolated tenant containing its own members, balances, and expense history.

We built native-feeling apps on iOS and Android with a shared component library, backed by a Node.js API and a relational data layer designed around double-entry-style ledger records so that every credit (Cr) and debit (Dr) automatically reconciles across members. This meant the "who owes whom" math the founders used to do by hand became a computed, always-accurate view rather than a manual tally.

The UX was deliberately structured around clear entry points: a single "Add Entry" screen routes users into four transaction types — Bill Payments, General Expenses, Money Transfer, and Cash Deposit — so logging a shared cost takes seconds. The Account Overview screen pairs a horizontal date scroller with a per-person, per-day list of credits and debits, letting a house "flip back" through any month and drill into a specific person's itemized expenses, right down to line items like groceries, internet, and water bills. We carried the calming sage-green and white palette from the original branding through onboarding, the circular icon-driven dashboard, and settings, keeping the interface friendly rather than "spreadsheet-cold."

On the data layer, we added invite flows (search contacts or invite by link), member management, and role-aware actions like "move to joint account," "leave house," and "remove members," all gated through the same permissions layer. Every house ledger can be exported to PDF on demand, giving members a portable, dispute-proof record. We delivered the product in three phases — core ledger and house management, social/invite layer, then reporting and export — so the founders could start testing with real households as early as phase one.

The Impact

KittyTabs launched to its first wave of shared households within the planned four-month window, replacing spreadsheets and group-chat IOUs with a single reconciled ledger per house. Early cohorts reported cutting the time spent reconciling monthly shared expenses by roughly 70%, and PDF exports became the go-to way to settle disputes, cited in over 80% of active houses within the first two months. Average time to log a new expense entry came in under 15 seconds thanks to the four-category quick-add flow.

Member invites converted at a strong rate, with most houses reaching full membership within the first week of setup. The founders are now using this early traction to shape a roadmap toward bank-linked auto-reconciliation and recurring bill reminders.

Key Features

What We Built

Shared House Ledger

Create or join a household 'house' that pools every member's shared expenses in one place.

Four-Way Quick Entry

Log Bill Payments, General Expenses, Money Transfers, or Cash Deposits in seconds.

Automatic Credit/Debit Reconciliation

See exactly who owes and who's owed, calculated automatically per member.

Date-Scrollable Account Overview

Browse any month and day to review every member's balance history at a glance.

Itemized Expense Breakdown

Drill into any entry to see line-item costs like groceries, internet, and utilities.

Invite & Member Management

Search contacts, send invites, and manage or remove house members easily.

One-Tap PDF Export

Export a full house ledger to PDF for transparent, portable dispute resolution.

House Settings & Roles

Move to a joint account, leave a house, or create a new one from one settings screen.

Tech Stack

  • React Native
  • Swift
  • Kotlin
  • Node.js
  • PostgreSQL
  • FI
    Firebase Cloud Messaging
  • RE
    REST APIs
  • PD
    PDF generation libraries

Screenshots

App in Action

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iMobdev turned our messy group-chat IOUs into a product our housemates actually trust with real money.

Alena Novak

Co-Founder, KittyTabs

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